Privacy Policy

Information We Collect

When you request insurance information or a quote through this website, we may collect information including:

• First and last name
• Email address
• Telephone number
• ZIP code
• Type of insurance coverage you are interested in
• Preferred method of contact
• Approximate number of employees if you are requesting information about group coverage
• Information you voluntarily provide when communicating with us

The website may also collect limited technical information necessary for security, fraud prevention, website operation, and analytics, such as IP address, browser/device information, timestamps, and website activity.

Information We Do Not Request Through This Website

The quote-request form is not intended for the submission of sensitive medical or financial information.

Please do not submit Social Security numbers, payment card information, banking information, medical records, diagnoses, prescription information, or detailed medical history through the quote-request form.

How We Use Your Information

Information submitted through this website may be used to:

• Respond to your request for insurance information
• Contact you regarding your quote request
• Help identify insurance coverage options relevant to your inquiry
• Provide customer service
• Maintain records of inquiries
• Protect the website against fraud, spam, abuse, or unauthorized access
• Comply with applicable legal and regulatory requirements

Submitting a request does not enroll you in an insurance plan and does not guarantee eligibility, coverage, benefits, or pricing.

How Information May Be Shared

Information may be shared when reasonably necessary to respond to your insurance inquiry, including with Healthcare Solutions Team and, where appropriate and permitted, insurance carriers or other parties involved in obtaining or providing the insurance information or coverage you requested.

Information may also be disclosed to service providers that support website hosting, email delivery, data storage, security, or other necessary business operations, subject to appropriate contractual and privacy safeguards where required.

Information may be disclosed when required by law, regulation, legal process, or governmental request, or when reasonably necessary to protect rights, security, or prevent fraud or abuse.

SMS Consent

Mobile information and SMS consent will not be sold, rented, or shared with third parties or affiliates for their own marketing or promotional purposes.

Information may be shared with service providers strictly as necessary to facilitate communications requested or authorized by you.

Your consent to receive SMS messages is not a condition of purchasing insurance or any other product or service.

You may opt out of SMS communications at any time by replying STOP to a text message.

Data Security

Reasonable administrative, technical, and organizational safeguards are used to protect information submitted through this website.

However, no internet transmission or electronic storage system can be guaranteed to be completely secure.

For your protection, do not submit sensitive medical, financial, or identity information through the website quote form.

Data Retention

Personal information may be retained for as long as reasonably necessary to respond to your inquiry, provide requested services, maintain appropriate business records, comply with legal or regulatory requirements, resolve disputes, and protect against fraud or abuse.

Cookies and Website Technology

This website may use cookies or similar technologies necessary for website functionality, security, performance, and basic analytics.

If additional advertising, tracking, remarketing, or third-party analytics technologies are added in the future, this Privacy Policy should be reviewed and updated before those technologies are activated.

Third-Party Websites

This website may contain links to websites operated by Healthcare Solutions Team, insurance carriers, government agencies, or other third parties.

Those websites operate under their own privacy policies and practices. Todd Meyers is not responsible for the privacy practices of independently operated third-party websites.

Your Choices

You may request that we update or correct personal contact information you have provided.

You may also request that we stop non-required communications with you.

SMS recipients may reply STOP to discontinue text messages.

Children

This website is intended for adults seeking insurance information and is not designed to knowingly collect personal information directly from children under 13.

Changes to This Policy

This Privacy Policy may be updated periodically to reflect changes in website practices, technology, services, or applicable requirements.

The current effective date will be displayed at the top of this policy.