Terms & Conditions

Informational Purpose

The information provided on this website is for general informational purposes and to assist consumers in requesting information about insurance coverage.

Nothing on this website constitutes an insurance contract, guarantee of coverage, guarantee of eligibility, or guarantee of benefits or rates.

Actual coverage, benefits, exclusions, limitations, availability, eligibility, premiums, and other terms are determined by the applicable insurance policy, carrier, and governing documents.

Quote Requests

Submitting a quote request does not constitute an application for insurance and does not create insurance coverage.

No insurance coverage becomes effective through submission of this website form.

Coverage becomes effective only in accordance with the applicable carrier's enrollment, approval, payment, effective-date, and policy requirements.

Accuracy of Information

We attempt to provide accurate and useful information; however, insurance products, availability, regulations, benefits, premiums, and eligibility requirements may change.

Information displayed on this website should not be relied upon as a substitute for official plan or policy documentation.

Insurance Availability

Insurance products and plan availability may vary based on location, eligibility, carrier availability, enrollment periods, and other factors.

Not every insurance product or plan may be available to every person.

No Government Affiliation

Todd Meyers and Healthcare Solutions Team are not the federal government, Medicare, Medicaid, or any other government agency.

References to Medicare or other government programs are provided solely to help consumers understand insurance-related options and services.

Communications

When you submit a quote request, you authorize contact regarding that request in accordance with the permissions you provide on the form.

Consent to receive marketing text messages is not a condition of purchasing any product or service.

You may withdraw SMS consent by replying STOP to applicable text messages.

Website Use

You agree not to misuse the website, attempt unauthorized access, interfere with its operation, submit fraudulent information, introduce malicious software, or use automated systems to abuse the quote-request process.

Third-Party Websites

Links to third-party websites are provided for convenience and informational purposes.

Third-party websites are governed by their own terms, policies, and practices.

Privacy

Use of information submitted through this website is governed by the Privacy Policy.

Changes

These Terms & Conditions may be updated periodically.

Continued use of the website following an update constitutes acceptance of the updated Terms.